Apply Now
Click on the Fresh Start Application button and take the first step to homeownership now.
The following items are needed to complete your application.*
- $75 application fee made payable to VFI
- One month’s pay stubs
- Last two years W2’s
- If self-employed, last two years tax returns with Schedule C
- If Retired, Retirement award letter or Social Security Award Letter
- If on Permanent Disability, award letter
- Document proof of funds for program- Bank statement or letter detailing ability to pay Option Consideration
- Complete attached Schedule of Creditors Form
- Letter of explanation for hardship
- If applicable, Bankruptcy papers with creditors included and the schedule of debtors intentions with secured creditors
Estimated Timeline
|
Application Review |
2 weeks** |
|
Find your new home |
Varies |
|
Purchase Offer Accepted |
1 week (non-shortsale) |
|
Inspections & Execute Lease/Option |
2 weeks |
|
Close on Purchase |
2 weeks |
|
Move In |
1-2 weeks |
Download the
FRESH START APPLICATION
